Get Your Credit Repaired
Get Your Life Back!
When You Need Solutions For Bad Credit Decisions
Credit Myth
That everyone starts out with perfect credit.
Credit Reality
Building strong credit takes discipline, and is hard work!
Do You Know Your Credit Score?
Increasing your credit score not only saves you money on interest rates, but it also increases your quality of life. Your credit score determines whether you qualify for a mortgage, auto loan, student loan, credit cards, personal or business loans, and the interest rates you pay. Your credit report is also a big determining factor for potential employers, home or apt rentals, and even insurance premiums.
Are You Sure Your Credit Reports Are Accurate?
All Three Credit Bureaus
You are entitled to one free credit report per year from each of the credit bureaus and you can see all of your credit reports from the 3 major credit bureaus at once by going to annualcreditreport.com. Reviewing your credit report will allow you some insight on why your credit score is low.
Report Errors
According to the FTC (Federal Trade Commission), 79% of credit reports contain errors and 21% or credit reports contain errors significant enough to have a substantial impact on a consumer’s credit score.
Be Sure To Follow Up
If you find any suspicious information in your credit reports make sure that you address those issues and work on removing them from your credit or hire a professional credit repair service to handle the removal of inaccurate information on your behalf.
We Know The Credit Business
We understand the concerns you are currently dealing with, as we have dealt with every kind of challenge you can think of. We believe in taking the time to sit down and dig deep to find the best direction to address your situation accordingly, this is what we do best.
Together We Can Get Your Finances Back On Track
Ready To Take Your Life Back?
Are credit issues making the approval process difficult for you to obtain a home, car, or credit card loan? Stop adjusting your life due to bad credit. Take a moment to consider what will your retirement look like if you don't take corrective measures now?
Let's talk. We can help with the following:
- Collections
- Charge Offs
- Unapproved Hard Inquiries
- Late Payments
- Foreclosures
- Bad Judgments
- Repossessions
- Bankruptcies and more..
LET'S GET YOUR FINANCES BACK ON TRACK
Struggling With Black Marks On Your Credit Record?
If you have recently been turned down for a loan or have more debt than you can handle we are here to guide you to the debt freedom. As one of the country’s foremost credit restoration experts, Credit Repair Capital has worked with 1000's of Americans to successfully get their credit scores into top shape.
We can even supply you with a FREE copy of your credit report to assess your credit rating.
Let's Get You Back On Path Towards A Brighter Future!
Credit Repair Solutions
Your credit score impacts every aspect of your life. Your credit score determines whether you qualify for a mortgage, auto loan, student loan, credit cards, personal or business loans, and the interest rates.
Develop A Strategy
We understand the concerns you are currently dealing with, as we have dealt with every kind of challenge you can think of. We believe in taking the time to sit down and dig deep to find the best direction to address your situation accordingly.
Managing Your Finances
Our goal is to guide you through fixing your credit to allow you to become better at managing your finances, living within your means, & establishing a financial plan for your immediate future.
(FAQ) Frequently Asked Questions
By law, no credit repair business in the United States is allowed to guarantee results. That said, on average our clients expect to see about a 105 point increase over 180 days. Many clients can expect to see a significant boost within the first 30-45 days of service.
If you’ve been denied loans, credit cards, jobs, or anything else, as a result of bad credit, we can help. Our primary service creates disputes highly tailored to target your specific negative items with the end goal of permanent deletion from your reports, ultimately boosting your scores. For those suffering from a lack of positive credit history, we will layout a step-by-step plan to build new credit.
If we assume that your largest issue is collection or charge-off accounts, the reason is simply because there are tens of thousands of debt collection agencies that own those accounts and each one of them operates differently. Some may require a full 6 months of disputing while others will delete the information from your reports after our first dispute.
Yes we have deleted virtually every type of negative item on a credit report. While this is not an exhaustive list of the items that can hurt your credit worthiness, here are some of the items we’re talking about: bankruptcies (7 & 13), tax liens (state & federal), judgements, public records, collections and charge offs (any type of loan, even federal student loans, medical, credit cards, utilities, phone service, etc.), late payments, hard inquiries, child support, repossessed items, & foreclosures. We’ve deleted almost every possible item you could think of. If it’s hurting your scores we can go after it.